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Workers’ compensation is an insurance program mandated by states in the U.S. It compensates you for lost wages and pays for your medical care when you suffer a work-related injury or serious illness. It is no-fault insurance. You receive the benefits regardless of whether the injury is your fault. In exchange, you cannot sue your employer for negligence.
There are quite a few exceptions and limitations to the benefits outlined above. It can be confusing, especially in the chaotic aftermath of a serious injury. The experienced workers’ comp lawyers at Kelleher Law can handle your claim and make sure you are getting the benefits you are owed.
Workers’ compensation covers occupational diseases and job-related accidental injuries. Death related to these injuries and illnesses is also covered, although they may be affected by when the death occurs in relation to the date of injury.
Here are some of the most common reasons workers’ comp claims arise: