Personal injury law is often misunderstood. Victims in Naples and Fort Myers, Florida, and Roswell, Georgia, sometimes hesitate to file claims because of misconceptions they’ve heard from friends, family, or insurance companies. At Kelleher Law, we believe knowledge is power-and we’re here to clear up some of the most common myths about personal injury cases.
Myth #1: Personal Injury Claims Are Only for Severe, Life-Threatening Injuries
Even injuries like whiplash, back pain, or a broken wrist can lead to significant medical bills and lost wages. Personal injury claims exist to cover any injury caused by someone else’s negligence, not just catastrophic cases.
Myth #2: You Can File a Claim Anytime
Both Florida and Georgia have strict statutes of limitations. In most cases, you only have two years from the date of the accident to file. Waiting too long may bar you from recovering compensation.
Myth #3: Insurance Will Automatically Cover All Expenses
Insurance companies are in business to protect their bottom line. Without legal representation, victims often receive low settlements that don’t cover long-term care, lost wages, or pain and suffering.
Myth #4: If You Were Partly at Fault, You Can’t Recover Anything
This isn’t true. Both Florida and Georgia follow comparative negligence laws, which means you may still recover damages even if you were partially at fault—your compensation is simply reduced by your percentage of fault.
Myth #5: Personal Injury Cases Always Go to Trial
Most cases are resolved through settlements outside of court. However, having an experienced attorney who is prepared to go to trial can pressure insurance companies to make a fair offer.
Myth #6: Hiring a Lawyer Is Too Expensive
At Kelleher Law, we work on a contingency fee basis-meaning you pay nothing upfront, and we only get paid if we win your case.
Why Choose Kelleher Law?
We help injury victims in Naples, Fort Myers, and Roswell understand their rights, fight back against insurance company tactics, and recover compensation for:
- Medical bills
- Lost wages
- Pain and suffering
- Long-term care needs
- Wrongful death damages for grieving families
